Trust Officer

Company: American National Bank and Trust
Location: Danville
Posted on: November 12, 2021

Job Description:

The Trust Officer is responsible for the delivery of comprehensive wealth management solutions to clients; administration of trust accounts, investment accounts, IRA's and estates; estate planning; real estate supervision.

ESSENTIAL FUNCTIONS:



Serves as a relationship manager and primary financial advisor to Wealth Management Clients providing insight and guidance on all aspects of financial planning.


Responsible or building, retaining, broadening and deepening client relationships by providing an outstanding advice-based client experience.


Develops strong working relationships with internal partners.


Builds strong relationships with clients' legal and tax advisors and other external Centers of Influence.


Works with clients on a daily basis for trust and investment needs, including distributions, movement of assets, payment of invoices, and review of accounts.


Reviews and collaborates with outside CPA firms in preparation and filing of tax returns (Fiduciary, Income, Domestic, and Estate – both Federal and State).


Checks daily transaction histories, portfolio investment reviews, trust checks and statements.


Oversees real estate activities of client holdings including appraisal, inspection, supervision of repairs, capital improvements, insurance coverage, environmental compliance, sales and lease negotiations.


Serves on various trust department or bank committees, as assigned.


Prepares and presents specific agenda items to Trust Investment Committee.


Maintains a thorough knowledge of all American National Bank & Trust Company products, services, procedures, policies and a appropriate regulatory issues relating to daily job functions including but not limited to: Bank Secrecy Act; Privacy; Fair Lending; Regulation E; deposit, transaction and loan accounts.


Performs other duties as assigned.


Normal office working environment.


Must be able to walk in area and carry files and papers in the department.



REQUIRED SKILLS





1. Knowledge and experience in:


* Investments


* Marketing


* Real estate transactions


* Environmental liability


* Fiduciary and Personal Taxation


* Risk Management


2. Effective communicator with good verbal and written skills.


3. Strong analytical, detailed and problem solving skills.


4. Ability to multi-task and set priorities.


5. Exemplifies excellent customer service standards.


6. Strong computer skills with a working knowledge of Microsoft Office products – Word, Excel, Power Point and Outlook.





EDUCATION AND EXPERIENCE





1. Bachelor's Degree Required. Advanced Degree i.e. MBA or JD preferred.


2. CFP and/or CTFA preferred


3. Minimum 5 years trust experience.


4. Willingness to continue education with trust schools, industry seminars, etc.

Keywords: American National Bank and Trust, Danville , Trust Officer, Other , Danville, Virginia