Mortgage Loan Originator

Company: Martinsville First
Location: Martinsville
Posted on: September 1, 2024

Job Description:

Description:The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers.Requirements:Duties and Responsibilities:

• Originates one-to-four family residential loans and commercial loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes.
• Responds to customer/contact inquiries regarding the association's loan products and customer's applications.
• Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry.
• Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
• Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.
• Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products.
• Knows, understands, and complies with current fair lending laws and bank policies and procedures; addresses same at all times.
• Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.
• Other duties as required.Necessary competencies:
• Resilience
• Communication
• Service Orientation
• Interpersonal skills
• Business Acumen
• Decisiveness
• Organizational Skills
  Qualifications and Skills:
• 2 - 4 years of experience in financial service or banking is required along with strong understanding of banking laws, regulations and guidelines is required.
• Certification: NMLS is required.
• High School Diploma or equivalent is required; Bachelor's degree is preferred.
• Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Cleartouch experience is preferred.
  Physical Environment

• While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
• The employee must occasionally lift and/or move up to 25 pounds.
• The noise level in the work environment is usually quiet to moderate.
• This position is customarily and regularly performed outside of an office setting and hours of work are not structured.This job description is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position.
  
  
  
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Keywords: Martinsville First, Danville , Mortgage Loan Originator, Other , Martinsville, Virginia